Personal
Business
About Us
Personal
Business
About Us
Join 150,000+ other loving customers
MONEY
BEYOND
BORDERS
Send, spend, and receive money across countries -
without the fees, confusion, or delays.
Your Balance
$32,000
USD
Your Balance
$32,000
USD
Your Balance
$32,000
USD
Join 150,000+ other loving customers
MONEY BEYOND
BORDERS
Send, spend, and receive money across countries — without the fees, confusion, or delays.
Your Balance
$32,000
USD
Your Balance
$32,000
USD
Trusted by people around the world
See how Rafo B is helping users send money simply, safely, and with peace of mind.
“I’m a freelancer and I work abroad a lot. Rafo B lets me get paid in local IBANs, which has been a lifesaver. I also use it when I travel to different currencies.”
Maya Ben Ari
Tel Aviv, Israel
“I’ve used other apps before, but Rafo B feels the most reliable. Transfers are quick, fees are low, and I trust it with my pay.”
Andrei Kuznetsov
Moscow, Russia
“Rafo B makes it super easy to send money home. The app is fast, clear, and available in my language. It’s been a big help managing my salary abroad.”
Xiaoling Zhang
Shanghai, China
“As a business owner, I use Rafo B to pay remote workers overseas. It saves me time and headaches. I know the money gets to them fast, and they actually understand the app too.”
Chris Reyes
New York, USA
“I’m a freelancer and I work abroad a lot. Rafo B lets me get paid in local IBANs, which has been a lifesaver. I also use it when I travel to different currencies.”
Maya Ben Ari
Tel Aviv, Israel
“I’ve used other apps before, but Rafo B feels the most reliable. Transfers are quick, fees are low, and I trust it with my pay.”
Andrei Kuznetsov
Moscow, Russia
“Rafo B makes it super easy to send money home. The app is fast, clear, and available in my language. It’s been a big help managing my salary abroad.”
Xiaoling Zhang
Shanghai, China
“As a business owner, I use Rafo B to pay remote workers overseas. It saves me time and headaches. I know the money gets to them fast, and they actually understand the app too.”
Chris Reyes
New York, USA
“I’m a freelancer and I work abroad a lot. Rafo B lets me get paid in local IBANs, which has been a lifesaver. I also use it when I travel to different currencies.”
Maya Ben Ari
Tel Aviv, Israel
“I’ve used other apps before, but Rafo B feels the most reliable. Transfers are quick, fees are low, and I trust it with my pay.”
Andrei Kuznetsov
Moscow, Russia
“Rafo B makes it super easy to send money home. The app is fast, clear, and available in my language. It’s been a big help managing my salary abroad.”
Xiaoling Zhang
Shanghai, China
“As a business owner, I use Rafo B to pay remote workers overseas. It saves me time and headaches. I know the money gets to them fast, and they actually understand the app too.”
Chris Reyes
New York, USA
& 150,000+ other loving customers
& 150,000+ other loving customers
Open a Global Account. Use it Anywhere.
Open a Global Account. Use it Anywhere.
No local bank required. Send, spend, and save across borders, without losing money to fees.
No local bank required. Send, spend, and save across borders, without losing money to fees.
Local IBAN • 24h transfer
Salary received – 10,800 ILS
Salary received – 10,800 ILS
No minimum balance
Local IBAN • 24h transfer
Salary received – 10,800 ILS
Salary received – 10,800 ILS
No minimum balance
Local IBAN • 24h transfer
Salary received – 10,800 ILS
Salary received – 10,800 ILS
No minimum balance
Get Paid Like a Local
Get Paid Like a Local
Receive your salary directly, with no delays or hidden fees. A local IBAN gives you faster access and full control.
Receive your salary directly, with no delays or hidden fees. A local IBAN gives you faster access and full control.
No hidden fees
No hidden fees
Works like a local bank account
Works like a local bank account
Supports multiple currencies
Supports multiple currencies
Save on fees when sending money abroad
Save on fees when sending money abroad
Whether you're sending a small amount or a big transfer, moving money across borders shouldn't come with surprises. With Rafo B, you’ll get low, transparent fees - no hidden costs.
Whether you're sending a small amount or a big transfer, moving money across borders shouldn't come with surprises. With Rafo B, you’ll get low, transparent fees - no hidden costs.
Low fees
Low fees
Lightning fast
Lightning fast
Top-Level Security
Top-Level Security
1 USD = 3.503 ILS
You Send
10,000
ILS
Recipient Gets
2,854.34
USD
Receive Method
Direct to Bank Account
Change
Should arrive by Thursday
Send Money
Secure & tracked transfer
1 USD = 3.503 ILS
You Send
10,000
ILS
Recipient Gets
2,854.34
USD
Receive Method
Direct to Bank Account
Change
Should arrive by Thursday
Send Money
Secure & tracked transfer
9:41
9:41
9:41
Add Card
Add Card
Add Card
Freeze
Freeze
Freeze
Replace
Replace
Replace
More
More
More
Card Details
Card Details
Card Details
Debit
Debit
Debit
Primary
Primary
Primary
4320
4320
4320
Available to Spend
Available to Spend
Available to Spend
$2,867
$2,867
$2,867
Valid until
Valid until
Valid until
05/2028
05/2028
05/2028
Card holder
Card holder
Card holder
Jessica
Jessica
Jessica
Confirm your email address
Confirm your email address
Confirm your email address
Verify your email to keep your account extra secure
Verify your email to keep your account extra secure
Verify your email to keep your account extra secure
Verify Email
Verify Email
Verify Email
All Savings
All Savings
All Savings
Shared Savings
Shared Savings
Shared Savings
$12,450
$12,450
$12,450
Your 6 Month Progression
Your 6 Month Progression
Your 6 Month Progression
$15K
$15K
$15K
$10K
$10K
$10K
$5K
$5K
$5K
$0
$0
$0
Nov
Nov
Nov
Dec
Dec
Dec
Jan
Jan
Jan
Feb
Feb
Feb
Mar
Mar
Mar
Apr
Apr
Apr
$12,450
+$2,340
$12,450
+$2,340
$12,450
+$2,340
Smart Suggestions
Smart Suggestions
Smart Suggestions
Round Ups
Round Ups
Round Ups
Let your spare change grow quietly
Let your spare change grow quietly
Let your spare change grow quietly
Move to Goal
Move to Goal
Move to Goal
Save for what matters most
Save for what matters most
Save for what matters most
Move to Investments
Move to Investments
Move to Investments
Could help you reach $20K faster
Could help you reach $20K faster
Could help you reach $20K faster
AI Suggestions
AI Suggestions
AI Suggestions
You could reach $15K by Jun
You could reach $15K by Jun
You could reach $15K by Jun
Transfer In
Transfer In
Transfer In
Transfer Out
Transfer Out
Transfer Out
9:41
9:41
9:41
Everything you need, built in
Everything you need, built in
Local IBAN
Local IBAN
Receive salaries like a local. No hidden fees.
Receive salaries like a local.
No hidden fees.
Receive salaries like a local. No hidden fees.
Smart Payment Card
Smart Payment Card
Rechargeable, continuous use, usable in stores and online.
Rechargeable, continuous use, usable in stores and online.
Rechargeable, continuous use, usable in stores and online.
Send Money Home
Send Money Home
Instant transfer in your language. No lines. No Western Union.
Instant transfer in your language. No lines. No Western Union.
Instant transfer in your language. No lines. No Western Union.
SIM & eSIM Activation
SIM & eSIM Activation
Instant activation. The cheapest in Israel.
Instant activation.
The cheapest in Israel.
Instant activation. The cheapest in Israel.
Fast KYC Approval
Fast KYC Approval
Get verified in seconds. No bureaucracy.
Get verified in seconds. No bureaucracy.
Get verified in seconds. No bureaucracy.
For Employers
For Employers
Dashboard for managing foreign workers and paying directly.
Dashboard for managing foreign workers and paying directly.
Dashboard for managing foreign workers and paying directly.
RAFO B
RAFO B
RAFO B
CARD TYPE
CARD TYPE
CARD TYPE
0123
0123
0123
Cardholder Name
Cardholder Name
Cardholder Name
3456 3456 3456 3456
3456 3456 3456 3456
3456 3456 3456 3456
VALID
THRU
VALID
THRU
VALID
THRU
09/35
09/35
09/35
Instant Card. Global Spending. Zero Hassle.
Instant Card.
Global Spending.
Zero Hassle.
Instant Card. Global Spending. Zero Hassle.
Use it online or in-store - anywhere. No local bank account needed. Get a virtual or physical card in minutes and start spending globally with low fees.
Use it online or in-store - anywhere. No local bank account needed. Get a virtual or physical card in minutes and start spending globally with low fees.
Employer or Agency?
Manage worker payments with ease.
Employer or Agency?
Manage worker payments with ease.
Employer or Agency?
Manage worker payments with ease.
Your money. Protected.
Your money. Protected.
Security from login to every transaction.
Security from login to every transaction.
Freeze Anytime
Freeze Anytime
Fraud detection
Fraud detection
Biometric Security
Biometric Security
Freeze Anytime
Fraud detection
Biometric Security
Common Questions
Common Questions
Common Questions
Contact us for more information.
Contact us for more information.
How fast does the money arrive?
What are the fees?
Is my money safe?
Can I use Rafo B in my language?
Can employers use Rafo B to pay workers?
How fast does the money arrive?
What are the fees?
Is my money safe?
Can I use Rafo B in my language?
Can employers use Rafo B to pay workers?
How fast does the money arrive?
What are the fees?
Is my money safe?
Can I use Rafo B in my language?
Can employers use Rafo B to pay workers?
Scan to Get the App
Get the App
Send, receive, and manage transactions easily and securely, all in one place.
Send, receive, and manage transactions easily and securely, all in one place.
Scan Me